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Travel Insurence

Overseas Travel Insurance is insurance that is intended to cover medical expenses, financial and other losses incurred while traveling. One should arrange Travel insurance at the time of booking of a trip to cover exactly the duration of that trip.

Travel insurance often offers coverage for a variety of travelers. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all various options that can be insured.

The most common risks that are covered by travel insurance are :
» Medical expenses
» Emergency evacuation/repatriation
» Overseas funeral expenses
» Accidental death, injury or disablement benefit
» Cancellation
» Curtailment
» Delayed departure
» Loss, theft or damage to personal possessions and money (including travel documents)
» Delayed baggage (and emergency replacement of essential items)
» Legal assistance
» Personal liability and rental car damage excess

Common Exclusions :
» Pre-existing medical conditions
» War or terrorism
» Pregnancy related expenses
» Injury or illness caused by alcohol or drug use

Travel insurance can also provide helpful services, often 24 hours a day, 7 days a week that can include concierge services and emergency travel assistance.

TARIFF

  Revised Trawelltag Amount with 12.36%. Including USA / Canada
No. of Days 6 Mths - 40 yrs 41-60 yrs 61-70yrs 71-72yrs 73-74 yrs 75-76 yrs 77-78 yrs 79-80 yrs
Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II
Net Net Net Net Net Net Net Net Net Net Net Net Net Net Net Net
1- 4 684 826 763 975 1166 1481 1866 2369 2449 2498 3032 3207 3615 3979 4198 4272
5-6 757 914 845 1079 1292 1642 2068 2627 2714 2836 3360 3555 4006 4784 4652 4891
7-8 838 1033 935 1196 1433 1982 2292 2812 3008 3416 3725 3952 4237 5033 5157 5536
9-12 949 1252 1059 1441 1822 2492 2915 3375 3826 4213 4737 5052 5037 6196 6049 7543
13-14 1081 1337 1168 1537 1996 2717 3092 3928 4192 4843 5191 5860 5577 6775 6881 8200
15-21 1212 1556 1376 1869 2590 3578 3740 4195 4698 5474 6167 6243 6707 7319 7370 8802
22-28 1433 1871 1647 2286 3189 4431 4573 5196 5260 5948 6804 6947 7032 8455 8161 10066
29-35 1711 2248 1943 2678 3845 5552 5085 6367 5909 7093 7141 7840 8476 9912 9708 12188
36-47 2070 2765 2417 3313 4913 7163 5790 7578 7217 7993 8949 10173 11090 12557 13537 14023
48-60 2504 3448 2976 4281 6088 8887 8109 10100 10950 13243 13790 15534 14795 18918 18858 24305
61-75 3207 4219 4260 5480 7494 10183 9367 13237 13618 16471 17445 19935 21192 25338 24939 29720
76-90 3841 5056 4842 6130 8912 11138 13242 16849 16779 20266 21929 25850 25518 30350 32166 36176
91-105 4952 6962 8011 8659 10183 12221 15164 20542 20269 25137 26170 30465 32183 37379 37177 44690
106-120 5876 7477 9155 9222 11454 13946 18299 24435 24387 30575 30271 35358 36053 43313 42855 52765
121-140 6750 8516 9346 10459 14966 19133 22428 28443 29513 37171 36173 44849 42052 52250 48934 58784
141-160 8962 9624 12981 13500 17320 23803 28438 36490 35245 44421 45780 52892 49745 63157 61028 70247
161-180 9415 10619 13292 14223 20266 29476 35500 41644 39525 52238 50168 59833 56483 74077 67283 80818
  Plan I USD $ 50000. Plan II USD $ 250000


  Revised Trawelltag Amount with 12.36%. Including USA / Canada
No. of Days 6 Mths - 40 yrs 41-60 yrs 61-70yrs 71-72yrs 73-74 yrs 75-76 yrs 77-78 yrs 79-80 yrs
Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II
Net Net Net Net Net Net Net Net Net Net Net Net Net Net Net Net
1- 4 684 826 763 975 1166 1481 1866 2369 2449 2498 3032 3207 3615 3979 4198 4272
5-6 757 914 845 1079 1292 1642 2068 2627 2714 2836 3360 3555 4006 4784 4652 4891
7-8 838 1033 935 1196 1433 1982 2292 2812 3008 3416 3725 3952 4237 5033 5157 5536
9-12 949 1252 1059 1441 1822 2492 2915 3375 3826 4213 4737 5052 5037 6196 6049 7543
13-14 1081 1337 1168 1537 1996 2717 3092 3928 4192 4843 5191 5860 5577 6775 6881 8200
15-21 1212 1556 1376 1869 2590 3578 3740 4195 4698 5474 6167 6243 6707 7319 7370 8802
22-28 1433 1871 1647 2286 3189 4431 4573 5196 5260 5948 6804 6947 7032 8455 8161 10066
29-35 1711 2248 1943 2678 3845 5552 5085 6367 5909 7093 7141 7840 8476 9912 9708 12188
36-47 2070 2765 2417 3313 4913 7163 5790 7578 7217 7993 8949 10173 11090 12557 13537 14023
48-60 2504 3448 2976 4281 6088 8887 8109 10100 10950 13243 13790 15534 14795 18918 18858 24305
61-75 3207 4219 4260 5480 7494 10183 9367 13237 13618 16471 17445 19935 21192 25338 24939 29720
76-90 3841 5056 4842 6130 8912 11138 13242 16849 16779 20266 21929 25850 25518 30350 32166 36176
91-105 4952 6962 8011 8659 10183 12221 15164 20542 20269 25137 26170 30465 32183 37379 37177 44690
106-120 5876 7477 9155 9222 11454 13946 18299 24435 24387 30575 30271 35358 36053 43313 42855 52765
121-140 6750 8516 9346 10459 14966 19133 22428 28443 29513 37171 36173 44849 42052 52250 48934 58784
141-160 8962 9624 12981 13500 17320 23803 28438 36490 35245 44421 45780 52892 49745 63157 61028 70247
161-180 9415 10619 13292 14223 20266 29476 35500 41644 39525 52238 50168 59833 56483 74077 67283 80818
  Plan I USD $ 50000. Plan II USD $ 250000


  Revised Trawelltag Amount with 12.36%. Excluding USA / Canada
No. of Days 6 Mths - 40 yrs 41-60 yrs 61-70yrs 71-72yrs 73-74 yrs 75-76 yrs 77-78 yrs 79-80 yrs
Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II Plan I Plan II
Net Net Net Net Net Net Net Net Net Net Net Net Net Net Net Net
1- 4 515 629 569 687 770 1122 964 1173 1281 1463 1360 1688 1598 1905 2221 2690
5-6 569 696 628 760 852 1243 1304 1446 1451 1878 2023 2460 2117 2615 2719 3400
7-8 639 805 695 922 1021 1458 1458 1779 1783 2320 2207 2989 2722 3425 3052 4016
9-12 758 897 791 1056 1242 1792 1716 2485 2545 3421 2901 3839 3519 4771 3986 5141
13-14 790 994 825 1148 1351 1950 1915 3054 2837 3815 3315 4601 4088 5218 4888 5963
15-21 873 1147 984 1369 1717 2510 2050 3358 3219 3965 3941 5175 4634 6102 5166 6455
22-28 989 1322 1135 1609 2085 3085 2333 3700 3380 4413 4309 5520 4994 6565 6968 7186
29-35 1189 1566 1322 1860 2541 3797 2934 4127 3790 5074 4779 6898 5427 7665 7430 8154
36-47 1433 1912 1606 2279 3215 4838 3341 5348 4249 5880 5723 7533 6278 8524 8509 9821
48-60 1703 2289 1906 2738 3930 5964 4049 6317 5085 6530 6662 8449 7205 10384 9091 12090
61-75 2080 2863 2414 3415 5090 7574 5451 7976 5888 8399 8124 12109 9112 13534 10838 16177
76-90 2403 3318 2803 3986 6024 8907 6809 9571 7420 10240 9631 13234 11529 15269 14161 18331
91-105 2818 3859 3306 4740 7288 10882 8542 11326 11625 13265 13242 15848 15283 19044 18080 22862
106-120 3168 4342 3700 5338 8226 12296 9074 13258 13441 17313 14850 20379 19136 24029 21854 28075
121-140 3769 5414 4703 6740 10718 15610 10994 15975 16046 20379 18528 23944 22141 30483 27369 32746
141-160 4275 6116 5327 7604 12199 17733 13309 19053 19210 24365 23098 29476 25580 35786 29640 39521
161-180 4714 6829 5931 8487 13641 19875 15458 23262 23009 28437 25424 35747 29818 41677 35854 47080
  Plan I USD $ 50000. Plan II USD $ 250000

Corporate Frequent Traveller (CFT) ( Annual Policy)
Age Premium Worldwide
Net
upto 40 yrs 4916
41-60 yrs 5740
# 61- 70 Yrs 7176
# Medical Report Requird above 60 years for CFT Plan
COVERAGE

COVERAGES ( in $USD) PLAN 1 PLAN 2 Annual CFT Plan
Medical Expenses Evacuation\Repatriation
(Deductibles)
50,000
100
250,000
100
500,000
100
Dental Cover 225 225 225
Personal Accidental Death 10,000 25,000 25,000
Loss of baggage(Checked) 1,000 1,000 1,000
Delay of baggage(beyond 12 Hrs) 100 100 100
Loss of Passport
(Deductibles)
150
25
250
25
250
30
Personal Liability
(deductibles)
100,000
100
200,000
100
200,000
200
Trip Cancellation/Curtailment
(Deductibles)
500
100
1000
100
Nil
Missed connection
(Deductibles)
500
10%
1000
10%
Nil
Bounced Hotel
(Deductibles)
500
10%
1000
10%
Nil
Automatic extentsion of 7 days
* Incase of delay of public transport service beyond the control of passenger.

Points to be Remembered :
» No medical reports for passenger upto 70 years of age.
» Required Medical Reports
  • E.C.G. report
  • Fasting blood sugar report
  • Urine test report
  • Medical Request Form to be filled by M.D. Doctor only.
» Max Age limit : 80 years
» Max no. of Travel Days : 180 days
» Min no. of Travel Days : 4 days
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